Why would I need more Third-Party Legal Liability?
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Canadian and U.S. courts often award damages that are much higher than $200,000. In fact, injury awards sometimes exceed $1 million. Without Extended Third-Party Legal Liability coverage, you are responsible for paying any amounts above the $200,000 covered by Basic Autoplan. Most motorists feel more comfortable extending their Third-Party Legal Liability coverage to $1 or $2 million.
All coverages are quoted in Canadian dollars. If you will be driving in the U.S., remember that any damages claimed against you there will be in U.S. dollars!
(Excerpted form ICBC site)
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