Benefits of International Student hospital & medical insurance

It is a hospital & medical service. How many benefits you will get?

Hospital
Semi-private hospital accommodation and reasonable and customary services and supplies necessary during confinement as a resident in-patient.

Medical
+ Services of a legally licensed physician, surgeon, anesthetist or registered graduate nurse.
+ Diagnostics, lab tests and x-ray examinations.
+ Up to an aggregate limit of $10,000 for local land ambulance; private duty services of a registered graduate nurse; services of a physiotherapist, osteopath, chiropodist, podiatrist or a doctor of chiropractic; rental of crutches, wheelchair or hospital-type bed; the cost of splints, trussed, braces, or other prosthetic appliances; initial purchase of casts, artificial limbs, eyes or other medical appliances; oxygen and rental of equipment fro its administration; blood and blood plasma.
+ Prescription drugs or medications for out-patient use will be reimbursed at 80% of the costs incurred. Prescription drugs and medications are covered at 100% when the insured is hospitalized.

Maternity Benefit(when family coverage is purchased)
When the pregnancy commences after the effective date of the policy: 80% of costs incurred by the insured mother, upto $25,000 per pregnancy as the result of her pregnancy, childbirth, miscarriage, or complications related thereto for hospital accommodation and services or treatment by a physician. Newborns will be covered from 15 days of age following written approval by TIC.

Eye examination
One routine annual examination by an optometrist.

Accidental Dental
Up to $1,000.

Wisdom Teeth
Extraction of impacted wisdom teeth, up to $100 per tooth for necessary dental and/or oral surgical procedures.

Dental Emergencies
Up to $500.

Accidental Death & Dismemberment
Up to $10,000, for loss of ife, limb or sight resulting directly from accidental injury occurring during the period of coverage.

Return Home
One-way transportation to the insured's country of origin. Up to $3,000

Return of Deceased
Up to $10,000.