Travel Insurance for Canadians
It is an emergency hospital & medical insurance policy, administered by TIC Travel Insurance Coordinators Ltd.
Let me give you some information about this coverage.
1) Why do I need travel Insurance?
In Canada, government health insurance plans will pay only a small fraction of expenses if you are sick or injured while outside Canada, say $30/day. Some hospitals charge thousands of dollars a day, not including doctors' fees or diagnostic services. Without emergency hospital and medical insurance, you and your family would be responsible for these high costs, which can create a significant financial burden. It is true.
Other mishaps like replacing lost or stolen baggage, or buying a one-way ticket because of a missed return flight, can ruin your holiday or business trip.
2) What is not covered?
Travel insurance does not cover everything. Of course.
3) I travel a lot. Can I get a better deal?
Multi-trip plans provide frequent travellers with the convenience of not having to purchase insurance every time you travel. You can take as many trips as you want during the one year coverage period. We call it a annual policy.
4) Are there age limits?
Coverage is not available for persons less than 15 days old. If you are 61 years and older travelling 61 days or longer, you must complete a medical questionnaire and receive written acceptance from TIC.
5) I want to stay longer. Can I purchase further coverage?
Yes, you can, subject to policy terms and conditions.
Note:
This kind of Travel Insurance for Canadians is design for Canadian want to travel to Stats or other country. The premium will vary.
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