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When equipment breaks down it often leads a variety of unanticipated expenses. To assess the value of equipment breakdown insurance, total all of the these costs:
* Repair or replacement of the damaged equipment.
* Income for the period you have to shut down because a breakdown interrupts your business.
* Extra expenses to rent spares or rush repairs.
* Loss of perishable goods.
Here are some expamples:
Office Equipment
A consultant's office was down for two-and-a-half days when the file server failed. Employees had to work the weekend to finish a major presentation wich their client expected on Monday morning.
Total loss: $7,003.20
Continue reading Samples of Equipment Break down.






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